On-chain professional identity and reputation-based credit for workers locked out of the financial system. No bank. No collateral. No middleman.
14
Smart Contracts
43/43
Tests Passing
1000
Max Score
$0
Collateral
The Problem
No credit history
Informal workers cannot prove income or work history to financial institutions.
Fake credentials
Paper certificates get forged. Institutions cannot verify education quickly.
Bank gatekeeping
Billions are locked out of credit without the right documents or relationships.
How It Works
VeraFlow connects workers, institutions, and employers in a trustless loop.
Connect Wallet
Connect MetaMask, Core, or any injected wallet. Works on mobile and desktop.
Register Identity
Create a decentralised identity (DID) on Avalanche Fuji. Immutable, portable, yours.
Receive Credentials
Verified institutions issue soulbound NFT credentials directly to your wallet. Cannot be transferred or faked.
Borrow USDC
Score 250+ unlocks a credit limit. Borrow USDC with no collateral. Repay on time to grow your limit.
Apply for Registry
Submit your institution name and country for governance review.
Get Approved
Once approved, your institution is assigned a trust level: Verified or Premium.
Issue Credentials
Enter a worker wallet address and select the credential type. Issue on-chain in one transaction.
Track Issuance
Monitor total credentials issued and remaining daily limit from your dashboard.
No Wallet Needed
The Employer Portal is read-only. No wallet connection required.
Paste Wallet Address
Enter any worker wallet address or use the share link they send you.
Instant Verification
See their full credential portfolio, issuer trust levels, and reputation score breakdown.
Make Decisions
See credit eligibility, tier, and limit based on verified on-chain data.
The Portals
Workers
Register identity, collect soulbound credentials, and borrow USDC based on your reputation score.
Institutions
Apply to become a verified issuer. Issue tamper-proof credentials directly to worker wallets.
Employers
No wallet needed. Paste any wallet address to instantly verify credentials and reputation score.